Yes Bank Corporate Financing

Yes Bank, under its corporate banking segment, provides an extensive myriad of Loans and Financial Solutions, so as to cater to diverse requirements of businesses. This range of loans includes:
Working Capital Finance

With a goal to trim the sophistication and hassle that companies and businesses face while handling their cash flows, Yes Bank offers the Working Capital Finance facility. Corporates who will avail of this financial facility will be allocated a dedicated relationship manager. This relationship manager will assist users in customizing loan products so as to suit the business requirements perfectly.
Facilities offered

• Cash credit
• Bill financing
• Non-funded facilities
• Working capital demand loan

Term Lending - Yes Bank

Yes Bank comprehends the banking needs of businesses that are aiming to grow continuously and in the same line offers the Term Lending facility. Under this solution, Yes Bank renders funding via term loans for purposes such as plant modernization, buying commercial assets, and capacity expansion. With term loans, users can also incept new industrial units or extend or refurbish an existing unit. Users also get the flexibility in choosing the tenure in which they want to repay their loans.
Features of Term Lending

• Loans can be customized in accordance with the assessment of future cash flows
• Under this loan facility, Yes Bank also provides viable debt solutions to local and international corporates along with the public sector institutions.

Structured Finance - Yes Bank

So as to cater to the sophisticated financing requirements of various corporates, Yes Bank presents the Structured Finance solutions. Corporates who are looking to achieve first-string financial returns in a risk mitigated manner are ideal to avail of this finance facility. Yes Bank, owing to its strong regulatory and legal comprehension to organize complex transactions, assists corporates with tailor-made solutions like acquisition financing, off-balance-sheet structured solutions, lease rental discounting, and Quasi-debt structures like PTCs, and preferences shares.

Foreign Currency Loans - Yes Bank

Yes Bank, with an aim to strengthen the corporate sector and solidify its FCY (foreign currency) offerings, comes up with Foreign Currency Loans. Corporates or businesses that have requirements associated with trade finance, project finance, and working capital, can avail of this financing facility. Areas and tasks that this scheme covers for corporates are FCY credit to overseas entities, external commercial borrowings, acquisition financing, buyer’s suppliers’ credit, and allied structured finance solutions.

Corporate Finance - Yes Bank

With the Corporate Finance facility, Yes Bank aims to provide a diversified range of financial products to strengthen industries like renewable energy, natural resources, telecom, urban infrastructure, roads, ports, power, and manufacturing. Businesses and corporates can avail of different financial solutions like syndication, business restructuring, infrastructure lending, project financing & advisory, and structured debt.

Supply Chain Banking - Yes Bank

The Supply Chain Banking solution offered by Yes Bank aims to render complete financing opportunities and value-added services for corporates that seek to enhance their operational efficiencies. With an objective to render liquidity support for corporate clients’ vendors and dealers to further offer greater financial handling capability and elevating value-chain relationships, Yes Bank partners with them (corporate clients or anchors).

Two types of finance programs are offered under this range:

1. Vendor finance: Under this program, Yes Bank finances receivables of vendors of prominent anchors so as to let vendors leverage the timely-availability of funds.
2. Dealer finance: Dealers or corporate clients that want to finance their purchases can avail of this program. Anchors and dealers both can utilize enhanced cash flows.

Highlights of Supply Chain Banking

• Customized solutions
• Integration with corporate’s ERP system
• Prompt turnaround time
• Operational ease and efficiency in transactions
• Withdrawals can be made for units as low as Re 1
• Elevated reach
• Dedicated portal with host-to-host, blockchain, and API integration
• Standard overdue, bill usage, and interest reports offered to corporates, dealers, and vendors on a real-time basis
• Users can avail of funds with the need of collaterals
• Scalable solutions